Terms and Conditions
Terms of Use | Pricing Policy | Refund Policy
Home ➤ Terms & Conditions

I. Overview
This website, srat3learninghub.com and all subdomains of srat3learninghub.com, hereinafter referenced as site or website, are operated by SRAT3. Throughout the site, the terms “we”, “us” and “our” refer to SRAT3. SRAT3 offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, and/ or contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools which are added to the current website shall also be subject to the Terms of Service.

1. Website and Online Course Usage Terms
By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any worms or viruses or any code of a destructive nature.

A breach or violation of any of the Terms will result in an immediate termination of your Services.

2. General Conditions
We reserve the right to refuse service to anyone for any reason at any time.

You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

3. Accuracy, Completeness and Timeliness of Information
We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

4. Modifications to the Service and Prices
Prices for our classroom courses, study material, online courses and other products and services are subject to change without notice.

We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.

5. Products or Services
Certain products or services including our online courses and eBooks may be available exclusively online through the website or our partner websites. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.

We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at our sole discretion. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.

We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.

6. Accuracy of Billing and Account Information
We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, might meet certain criteria that we think might harm our business interests.

You agree to provide current, complete and accurate purchase and account information for all purchases made at our site. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

7. Optional Tools
We may provide you with access to third-party tools over which we neither monitor nor have any control nor input.

You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.

Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).

We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.

8. Third-Party Links
Certain content, products and services available via our Service may include materials from third-parties.

Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

9. User Comments, Feedback and Other Submissions
If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation

to maintain any comments in confidence;
to pay compensation for any comments;
or (3) to respond to any comments.
We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.

10. Personal Information
Your submission of personal information through the store is governed by our Privacy Policy.

11. Errors, Inaccuracies and Omissions
Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.

12. Prohibited Uses
In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses..

13. Disclaimer of Warranties; Limitation of Liability
We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.

We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.

You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.

You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall SRAT3learningHub, its proprietor, directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

14. Indemnification
You agree to indemnify, defend and hold harmless SRAT3learninghub and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

15. Severability
In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.

16. Termination
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.

These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).

17. Entire Agreement
The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.

These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).

Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

18. Governing Law
These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of India and jurisdiction of Hyderabad, Telangana.

19. Changes to Terms of Service
You can review the most current version of the Terms of Service at any time at this page.

We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

20. Contact Information
Questions about the Terms of Service should be sent to us at shashi.gonela@SRAT3learninghub.com

II. Pricing Policy
Price Range
At srat3learninghub.com, an SRAT3learninghub initiative, we have customised pricing according to the different courses and study material provided by us. The details are provided to you beforehand according to the effort, efficiency and the output of the service. Typically the range of transactions on our website varies from INR 1000 to INR 1,00,000.

Schedule of payment
The duration of our live online classes and the validity of our online courses are fixed. The course duration and validity are clearly mentioned within the description of these courses. The duration of the courses offered by us vary from 1 month to 1 year to lifetime.

Renewal of online courses
Our online courses offered on our website or mobile app WILL NOT RENEW automatically. You will receive a mail before the expiry providing you with an option to renew the validity of the course. You will have to manually renew it each time.

Repeating Live Online Classes
You are entitled to attend classes only with the batch that you have enrolled for at the time of signing up for the course. If for some reason, you could not complete the course with the batch or you would like to repeat either a part of the course or the entire course, you will have to pay a readmission fee, as per the prevalent readmission terms.

III. Refund Policy
Live Online Classes
If for some reason you wish to discontinue from the Live Online Classes before the commencement of the first class for the batch that you signed up, we will refund 50% of the fees. However, if you discontinue after the commencement of the first class for the batch that you enrolled for, no refund will be made, notwithstanding the number of classes you attended till such time.

If you discontinue before the commencement of the batch, refunds will be processed within 3 working days of you notifying us by email of your decision and the funds will be transferred to your account within 2 working days of receiving bank account details from you.

If for some reason, SRAT3learninghub decides to discontinue a batch that you have enrolled for, we will refund fees prorated to the number of classes not conducted by SRAT3learninghub as per the description of the course when you enrolled for it. The amount to be refunded in such cases will NOT depend on the number of classes you attended in that batch.

Refunds in such instances will be processed within 3 working days of us notifying you of not continuing with the batch and amount will be transferred to your account within 2 working days of receiving bank account details from you.

Pre-recorded Self-paced Online Courses
We follow a strict No Refund policy. To help you make an informed decision, all our online courses allow you to try a part of the course (usually about 10% of the course) before you enrol for the course.

Study Material / Correspondence Course
If for any reason, you wish to cancel an order that you have placed, it has to be done by calling our Telangana Hyderabad office on +91 9177474222 and follow it up with an email stating your order number BEFORE THE MATERIAL is despatched.

After the study material has been dispatched WE WILL NOT BE ABLE TO CANCEL any order. NO REFUND WILL BE made for materials that have been shipped.

INTRODUCTION
SRAT3Learning Hub welcomes you to our website https://SRAT3learninghub.com ("Site").
The Site is owned, controlled and operated by SRAT3 as its proprietor and its management (the "Firm").
These terms of use (“Terms”) are a legal agreement between you, a user of the Site (“you” or “your” or “user”) and the Firm (“us” or “we” or “our”) that governs your access to and use of the Site.
Remember that your use of the Site is at all times subject to the Terms of Use which incorporates this Privacy Policy. Any terms we use in this Policy without defining them have the definitions given to them in the Terms. The general provisions as outlined in the Terms shall be applicable to this Privacy Policy as well.
Please read these Terms carefully before using the Site. Please also read the Privacy Policy which is a part of these Terms and incorporated herein by reference. The Privacy Policy describes how we collect, store, secure, retain, use, process, disclose, share, transfer and dispose the information we collect or that you provide when you access or use the Site. If you do not understand or do not wish to be bound by these Terms, you should not use the Site.
The Site is for adults or people who have attained the age of majority. As such we do not encourage minors to use the Site. The Site is strictly prohibited to persons who are under the age of 10. Subject to these Terms, use of the Site is available only to persons who can enter into legally binding contracts under applicable law. If you are under the age of 18 (Eighteen) years or the legal age of majority in your jurisdiction, your parent, or legal guardian must agree to these Terms on your behalf.
Visiting, browsing, accessing, or using the Site constitutes your unconditional acceptance and agreement to be legally bound by these Terms. If you do not agree to these Terms do not access or otherwise use the Site.
We reserve the right, at any time and from time to time, to amend, modify, revise, update, suspend, remove and/or otherwise change these Terms without prior notice to you. All such amendments and modifications shall take effect immediately when posted on the Site. By continuing to access or browse the Site after any such amendments or modifications, you agree to be bound by such amended or modified Terms. For this reason, we encourage you to review these Terms whenever you access the Site. Be sure to read these Terms periodically to ensure familiarity with the most current version of these Terms. If you do not agree to any change to these Terms, you must immediately stop using the Site.
THE WEBSITE
You specifically understand, acknowledge and agree that the Site have been designed for informational purposes only and is not intended to provide any professional or other advice of whatsoever nature. The content of this Site, and the Site as a whole, are intended solely for your personal use and shall not be used for any commercial purposes. We disclaim any responsibility for actions caused by use of the Site or information contained on it. We do not provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information, content and materials found or offered on the Site for any particular purpose. You acknowledge that such information, content and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors. Your use of any content, information or materials on the Site is entirely at your own risk, for which we shall not be liable.
The Site also enables you to engage with us. Should you choose to engage with us, you hereby grant us all licenses and consents that may be required for this purpose, including but not limited to live stream, film, and record (audio and video) in any format and in any medium, or device, and by adopting any processes and technology, whether now known or hereinafter devised.
We do not endorse, support, sanction, encourage, verify, or agree with the comments, opinions, or statements posted on the Site by our users and we are not responsible, and shall have no liability to you, with respect to any information or materials posted by others, including defamatory, offensive or illicit material, even material that violates these Terms.
Except where otherwise provided, access to and use of the Site is without charge. We reserve the right to charge a fee for access to or use of this me Site, or any services that we may provide on the Site. If you purchase a paid service from us, we may use a third party that is not affiliated with us to process your payments, including providers of payment gateways (“Processor”). You agree that the Processor is solely responsible for controlling, handling and processing your payments. Please note any amounts paid to us are not refundable.
PRIVACY POLICY
Please review our privacy policy (“Privacy Policy”), which is part of these Terms and describes how we handle your personal information. By visiting, browsing, accessing, or using the Site, you agree that we may collect, use and share your personal and other information in accordance with the terms of our Privacy Policy.
ACCOUNTS, SECURITY, PASSWORDS
You may register for an account on the Site in order to become a subscriber to the services offered by us through the Site. If you intend to open an account, you must complete the specified registration process by providing us with current, complete, and accurate information as requested by the applicable online registration form. It is your responsibility to maintain the currency, completeness, and accuracy of your registration data and any loss caused by your failure to do so is your responsibility. It is entirely your responsibility to maintain the confidentiality of your password and account. Additionally, you are entirely responsible for any and all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. You may cancel your account by following the procedure prescribed in these Terms.
INTELLECTUAL PROPERTY RIGHTS AND OWNERSHIP
The Site and all information and content which we have made available on the Site, including but not copyrighted works, literature, text, graphics, logos, button icons, images, audio/video clips, data compilations and software, and the compilation and organization thereof is owed by us or is used with consent of the owner and is protected by laws, including laws governing, copyrights, trademarks and other intellectual property. The reproduction and use of any of these by you is prohibited unless specific written permission is provided by us. Any unauthorized use shall violate copyright laws, trademark laws and other applicable intellectual property laws. All rights in the Site and its content are reserved.
Certain content and information on the Site are used with the permission of third parties, and use of that content and information is subject to terms and conditions of such third parties and by using the Site, you agree to abide by all such terms and conditions.
The copying, downloading, modification, revision, reproduction, republication, uploading, posting, transmission, or distribution for commercial or non-personal purposes of any content, material or elements from the Site including without our express written permission or other owners of the intellectual property is strictly prohibited. You agree not to, directly or indirectly, copy, use, or distribute any content available on the Site other than as expressly permitted herein. Also, if you download or print any content for personal use, you must retain all copyright and other proprietary notices identifying us as the owners.
Nothing contained on the Site should be construed as granting, by implication or otherwise, any right, license, or title to any of our intellectual property or the intellectual property of any third party. All rights are expressly reserved and retained by us and our licensors. Your misuse of the Site, or any service or content available on the Site except as provided in these Terms, is strictly prohibited. Please be advised that we consider our intellectual property to be among our most valuable assets and we will aggressively enforce our intellectual property rights to the fullest extent provided under law.
LIMITED LICENSES GRANTED TO YOU
Subject to these Terms, we grant you a non-exclusive, revocable, non-sub-licensable, non- transferable, and limited license to access the Site solely for the purpose accessing the content on, and our services provided through the Site, for your personal and non-commercial use.
You shall not, either directly or indirectly: (i) copy, adapt, alter, modify, translate, localize, merge and/or create derivative works of the Site; (ii) decompile, disassemble, reverse engineer, reduce the Site to human perceptible form and/or otherwise attempt to determine its underlying source code; (iii) alter, obscure, deface, remove, conceal and/or otherwise interfere with any eye- readable or machine-readable marking on the Site which refers to us as the owner, author or developer of the Site and all proprietary and intellectual property rights contained therein; (iv) distribute, provide, lease, lend, use and/or allow others to use the Site to or for the benefit of any third parties; and (v) provide the use of the Site in any service bureau, time- sharing or facilities management arrangement and/or otherwise use the Site to provide services to third parties.
CONTRIBUTED CONTENT AND SUBMISSIONS OF USERS
All content created, added, uploaded, submitted, distributed, communicated, or posted on the Site by users (collectively "User Content"), whether publicly posted or privately transmitted, is the sole responsibility of the user who created or generated the User Content. The Site permits the submission of User Content and the hosting, sharing, and/or publishing of such User Content. Notwithstanding anything contained herein, you shall be solely responsible for your own User Content and the consequences of posting or publishing them. You represent that all User Content provided by you is accurate, complete, up-to-date, and in compliance with all applicable laws.
You acknowledge that all User Content accessed by you using the Services is at your own risk and you will be solely responsible for any damage or loss to you or any other person resulting therefrom. We do not guarantee that any User Content you access on the Site is or will continue to be accurate. We do not and will not claim any ownership over or rights to the User Content, except to the extent stated herein.
In connection with the User Content, the user affirms, represents, and warrants that: (i) the user owns or has the necessary licenses, rights, consents, permissions and authorizations to use and authorise us to use, all User Content, including to enable us to include and use the User Content for the purposes and in the manner contemplated by these Terms; (ii) the user has the written consent, authorisation, release and/or permission of each and every identifiable individual person in the User Content to use the name and/or likeness of each and every such identifiable individual person to enable inclusion and use of the User Content in the manner contemplated by these Terms; and (iii) we will not be subjected to any claim, actions, liabilities, loss and damage as a result of its use of the User Content.
By submitting any User Content to the Site, you hereby do and shall grant us a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid, sub-licensable (through multiple levels) and transferable license to use, aggregate, reproduce, distribute, display, perform, and otherwise fully exploit such User Content in connection with the Site, and the services we provide, including without limitation for promoting and redistributing, part or all of the Site or our services in any media formats and through any media channels (including, without limitation, third party websites and feeds), and including after your termination of your arrangement with us.
By submitting any User Content to the Site, you also hereby do and shall grant each user a non-exclusive license to access any of your User Content that is available to such user on the Site, and to use such User Content, including after your termination of your arrangement with us.
We: (i) cannot control the User Content and other information provided by the users which is made available on the Site; (ii) do not research, endorse, validate, or certify the User Content and any other information submitted/uploaded by users on the Site nor assume that all User Content and information will be complete, accurate, truthful, trustworthy, and reliable; and (iii) expressly disclaim any and all liability in connection with the User Content.
The Site permits sharing of views, opinions and information regarding the content posted on the Site. All statements, photos, videos, materials, or other User Content posted by users reflects the views of the individual user and does not reflect our views. We take no responsibility and assume no liability for any User Content posted by you or any third party.
We encourage respectful, constructive dialogue and reserve the right to remove posts that are not in compliance with these terms.
A user shall not host, display, upload, modify, publish, transmit, store, update or share any information that: (i) belongs to another person and to which the user does not have any right; (ii) is defamatory, obscene, pornographic, paedophilic, invasive of another’s privacy, including bodily privacy, insulting or harassing on the basis of gender, libellous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force; (iii) is harmful to child; (iv) infringes any patent, trademark, copyright or other proprietary rights; (v) violates any law for the time being in force; (vi) deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact; (vii) impersonates another person; (viii) threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign States, or public order, or causes incitement to the commission of any cognisable offence or prevents investigation of any offence or is insulting other nation; (ix) contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource; and (x) is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
USER CODE OF CONDUCT
As a condition of your use of the Site, you promise and undertake not to use the Site for any purpose that is prohibited by these Terms.
You agree that you shall not (directly or indirectly) submit, upload, provide, transmit, distribute, post, store, link, or otherwise share content, information, data, software, and/or materials on the Site that: (i) you do not have the right, authority or license to make available, whether under law, contract or otherwise; (ii) is unlawful, threating, abusive, harassing, defamatory, libelous, deceptive, fraudulent, tortious, offensive, profane, contains or depicts pornography, or is otherwise inappropriate as determined by us, in our sole discretion; (iii) is false, misleading, untruthful or inaccurate; (iv) is invasive of another’s privacy; (v) violates the publicity or proprietary or intellectual property rights of third parties; (vi) impersonates any person or entity, including any of our employees, agents, representatives, sub-contractors or partners or falsely states or otherwise misrepresents your affiliation with any person or expresses or implies that we endorse any statement you make; (vii) includes anyone’s identification documents or sensitive financial information or any personal information about another individual or any information that may be used to track, contact or impersonate that individual; (viii) discloses or provides information protected under any law, agreement or fiduciary relationship, including but not limited to proprietary or confidential information of others, insider information or material, or non-public information; (ix) constitutes unauthorized or unsolicited advertising; (x) violates any law; (xi) would give rise to criminal or civil liability (under tort or otherwise); (xii) encourages conduct that constitutes an offense or that encourages or provides instructional information about illegal activities; (xiii) has the potential to create liability for us; (xiv) could cause us to lose, in whole or in part, our relationship with our users, clients, business partners, licensors, services providers or other suppliers; (xv) interferes with or disrupts the operation of the Site and our services or the servers or networks used to make the Site available, or violate any requirements, procedures, policies or regulations of such networks; and (xvi) threatens the unity, integrity, defense, security or sovereignty of any country, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.
You shall not (directly or indirectly): (i) disclose any sensitive, proprietary or confidential information, about yourself or anyone else or knowingly disseminate information that you know, reasonably ought to know, to be confidential in nature, in violation of any duty of confidentiality which you are subject to; (ii) misrepresent the source of your content; (iii) use the Site in violation of any applicable law or otherwise in violation of any applicable law which you may be subject to; (iv) use the Site in a manner that would violate the lawful privacy rights of any person or to publish or republish defamatory or libellous statements, or to harass or embarrass any person; (v) use the Site in a manner which could cause loss, damage or personal injury to any person; (vi) use the Site for any fraudulent or unlawful purpose or for the promotion of illegal activities; (vii) use the Site in any manner that could interrupt, damage, disable, overburden or impair the Sites or interfere with any other persons use and enjoyment of the Sites; (viii) bypass, circumvent or attempt to bypass or circumvent any measures I may use to prevent or restrict access to the Site (or other computer systems, resources or networks connected to the Site); (ix) run any form of auto-responder or “spam” on the Sites; (x) use manual or automated software, device, or other processes to “crawl” or “spider” any page of the Site; (xi) obtain or attempt to gain unauthorized access to other computer systems, resources, materials, information or any services available on or through the Site through any means, including through means not intentionally made publicly available or provided for through the Site; (xii) take any action that imposes or may impose (as determined by us in our sole discretion) an unreasonable or disproportionately large load on our (or our third party service providers’) infrastructure; (xiii) interfere or attempt to interfere with the proper working of the Site or any activities conducted on the Site; (xiv) make improper use of our Site or submit false reports of abuse or misconduct; (xv) disparage, tarnish or otherwise harm us, including the Site; (xvi) offer, attempt to offer, trade or attempt to trade in any item, the dealing of which is prohibited or restricted in any manner under the provisions of any applicable law, rule, regulation or guideline for the time being in force; and (xvii) use the Site or the Site in violation of these Terms or otherwise take any action in violation of our guidelines and policies.
In using the Site, you must comply with, and refrain from violations of, any right of any other persons, law or contractual duty, including without limitation laws forbidding: (i) distribution of child pornography;(ii) forgery, identity theft, misdirection or interference with electronic communications; (iii) invasion of privacy; (iv) unlawful sending of commercial electronic message or other marketing or electronic communications; (v) securities violations, wire fraud, money laundering, or terrorist activities; or (vi) false advertising, propagating or profiting from fraudulent and unfair schemes.
You shall abide by all applicable laws with respect to the use of the Site.
You shall assume full legal responsibility for any access and use of the Site, and in the event of any breach of this duty resulting in legal claim against us, you shall defend, indemnify, and hold us harmless from all losses, damages and liabilities arising therefrom.
We also reserve the right to access, read, preserve, and disclose any information as I we reasonably believe is necessary to: (i) satisfy any applicable law, legal process or governmental request; (ii) enforce these Terms, including investigation of potential violation hereof; (iii) detect, prevent, or otherwise address fraud, security or technical issues; (iv) respond to your support request; and (v) protect the rights, property or safety of us, our users and the public.
DISCLAIMER
You acknowledge that we have no duty to take any action regarding: (i) which users gain access to the Site; (ii) what content you access via the Site; or (iii) how you may interpret or use the content.
The Site and content made available on the Site, including without limitation, any information delivered as part of the foregoing are provided on an “as is” and “as available” basis, without warranty of any kind, express or implied, whether by statute, common law, custom, usage or otherwise, including, but not limited to performance, security, integration, quiet enjoyment, satisfactory quality and implied warranties of title, non-infringement, merchantability and fitness for a particular purpose as well as all warranties arising by usage of trade, course of dealing, or course of performance. Without limiting the foregoing, we makes no warranty that: (i) Site and the services we make available through the Site, including without limitation any materials and information delivered as part of the foregoing: (a) will meet your requirements; (b) will be accurate, uninterrupted, timely, secure, or error-free; (ii) the results that may be obtained from the use thereof will be effective, accurate, or reliable; (iii) the quality of the services purchased or accessible by you will meet your expectations; (iv) any errors or defects in the foregoing will be corrected; and (v) is free of viruses or other harmful components.
We specifically disclaim all liability for any actions resulting from your use of Site. You may use and access the Site at your own discretion and risk, and you are solely responsible for any damage to your computer system or loss of data that results from the use of and access to the Site.
We disclaim any and all liability with respect to any losses, damages, liabilities, personal injury or other harm that may be caused by your reliance on any advice, suggestions, recommendations or other information provided on the Site.
INDEMNIFICATION
You shall indemnify, defend and hold harmless us, our affiliates, licensors and partners from all losses, damages, liabilities, claims, costs and expenses, brought against or suffered by any of them resulting from, arising out of or relating to your (or any third party using your identity or your account, computers, systems, mobiles, machines, communication devices, network and others applications and resources): (i) use or misuse of, or access to, the Site; (ii) violation or breach of these Terms; (iii) violation or breach of any applicable law, whether or not referenced herein; and (iv) violation of any rights of any third party. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with us in asserting any available defenses.
LIMITATION OF LIABILITY
The users specifically acknowledge that the Site is provided with the expectation that we shall not assume any risks of the users. Accordingly, in no event shall we assume any risks of the users.
We shall not be held liable for any liabilities suffered by the users or any third party relating to or arising out of: (i) a failure by the users to adhere to these Terms; (ii) negligent acts of the users; and/or (iii) breach by the users of any applicable law.
In no event shall we, our affiliates, licensors and partners be liable under contract, tort, strict liability, negligence or any other legal or equitable theory with respect to the Site: (i) for any lost profits or other economic losses, loss of data and other programs, loss of opportunity, business interruption, cost of procurement of substitute goods or services, or special, indirect, incidental, punitive, compensatory or consequential damage of any kind whatsoever; (ii) for any bugs, viruses, trojan horses, or the like (regardless of the sources of origination); or (iii) for any direct damages in excess of 1,000/- (Rupees One Thousand only) or the fees (if any) paid to us for the usage of the Site (whichever is lower), even if we has been advised of, knew, or should have known, the possibility thereof. You acknowledge that the fee paid by you reflects the allocation of risk set forth in these Terms and that we would not enter into this agreement and Terms without these limitations. You hereby waive any and all claims against us arising out of your use of the Site. Your sole and exclusive right and remedy in case of dissatisfaction with the Site or any other grievance shall be your termination and discontinuation of access to or use of the Site.
In no event shall we, our affiliates, licensors and partners be liable for any bodily injury, loss of life, loss of property or any other accident that arise out of or is in any way connected with any use of the Site.
THIRD PARTY SERVICES, ADVERTISEMENTS, SPONSORSHIPS, CO-PROMOTIONS AND OTHER PARTNERSHIPS
We may display advertisements for the goods and services of a third party on the Site, including in connection with co-promotions, sponsorships and other similar partnership arrangements. We do not endorse or represent and are not responsible for the safety, quality, accuracy, reliability, integrity or legality of any such goods or services advertised, promoted or displayed on the Site.
The Site may permit you to link to other websites, services or resources on the internet, and other websites, services, or resources, may contain links to the Site. The use of any website which are controlled, owned, or operated by third parties is governed by the terms and conditions of use and privacy policies for those websites, and not by these Terms. When you access third party resources on the internet, you do so at your own risk. These other resources are not under our control, and you acknowledge that we are not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such website or resources. The inclusion of any such link does not imply our endorsement or any association between us and their operators. You further acknowledge and agree that we shall not be responsible or liable, directly, or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such website or resources. It is your responsibility to protect your systems from items such as viruses, worms, trojan horses and other items of a destructive nature. We expressly disclaim any liability arising in connection with your use and/or viewing of any websites or other material associated with third party links that may appear on the Site. You hereby agree to hold us harmless from any liability that may result from the use of third-party links that may appear on the Site.
INFRINGEMENT
We respect the intellectual property rights of others, and strongly prohibit users from posting any content on the Site that violates a person’s intellectual property rights. If you have reason to believe that any work copyrighted by you has been reproduced, embedded, or linked without any authorization on this Site, in a manner that constitutes an infringement of your copyright under Indian law, please write to us at shashi.gonela@srat3learninghub.com and provide us all information in that regard, including those prescribed under applicable laws.
GOVERNING LAW, JURISDICTION AND DISPUTE RESOLUTION
These Terms will be governed by the laws of India, without regard to conflict of law principles. Further, the courts at India shall have exclusive jurisdiction for all matters arising out of or in connection with these Terms and you agree to irrevocably submit to the exclusive jurisdiction of such courts.
The concerned parties shall amicably resolve any and all disputes arising out of or in connection with these Terms, failing which the disputes shall be settled in accordance with provisions of the Arbitration and Conciliation Act, 1996. The parties will refer the dispute to a sole arbitrator to be appointed by us. Any arbitral award shall be final and binding on the parties. The seat and venue of the arbitration shall be India. The language of arbitration shall be English.
Nothing contained in this paragraph shall preclude us from applying for and obtaining any injunctive, prohibitory, equitable or other similar urgent or interim relief from a court of law, if such judicial process is necessary to prevent serious and irreparable injury.
TERMINATION
You may stop using the Site at any time. If you wish to terminate your account, you may do so by writing to us at .
We may, at any time, terminate your right to access and use of the Site and if you breach any provision of the Terms (or act in a manner that clearly shows you do not intend to, or are unable to, comply with the Terms).
We may, at any time, terminate your right to access and use of the Site if we are required to do so by applicable law.
Upon termination, all licenses, and any other rights and services provided by us shall cease immediately. Any such termination may result in the forfeiture and destruction of information associated with your account.
Upon termination, any and all rights granted to the user will immediately be terminated, and the user shall promptly discontinue all use of the Site.
Termination of these Terms, or any license, or user's access to the Site shall be without prejudice to our accrued rights.
All provisions of these Terms which, by their nature should survive termination shall survive termination, including, without limitation, the provisions governing any licenses you have granted to us, ownership of intellectual property, warranty disclaimers, indemnity, and limitation of liability.
MISCELLANEOUS PROVISIONS
Electronic Record: These Terms constitute an electronic record within the meaning of applicable law and do not require any physical or digital signatures.
Force Majeure: We shall not be liable to the users or any other persons or be deemed to be in breach of these Terms by reason of any delay or deficiency in performing, or any failure to perform, any of its obligations in relation to the Site or other obligations hereunder if the delay or deficiency or failure was due to Force Majeure. For the purposes of these Terms, “Force Majeure” shall mean any event beyond our reasonable control including, but not limited to any act of God, act of Governmental Authorities, legislative changes, malicious third party attacks on the Site, electrical power fluctuations or failures, electrical or electromagnetic stress, environmental factors, failure of public utilities, labour unrest, hostilities between nations, war, riot, civil commotions, civil war, insurrection, blockades, import or export regulations or embargoes, national emergency, rainstorms, earthquake, fires, flooding, explosion or other exceptional weather conditions or natural disasters, acts of terrorism, accidents, sabotages, strikes, shortages in material or supply, destruction of service facilities, infectious diseases, epidemics, pandemics as well as travel restrictions or travel warnings due to any such events or any unforeseen change in circumstances.
SpecificRelief: You acknowledge that your unauthorised use of the Site may result in irreparable damage and injury to us and/or our licensors for which money damages would be inadequate. Consequently, in the event of such unauthorised use, we, and our licensors (as applicable) shall have the right, in addition to any other legal remedies available, to seek an immediate injunction against you prohibiting any further use of the Site.
Legal Actions: No action, regardless of form, arising out of or relating to these Terms may be brought by you after 6 (six) months after the cause of action has accrued, except where this limitation cannot be imposed by law.
Waiver: Our failure to require performance of any provision of these Terms shall not affect our right to full performance thereof at any time thereafter, and any waiver by us of a breach of any provision hereof shall not constitute a waiver of a similar breach in the future or of any other breach. No waiver shall be effective unless in writing and duly executed by us.
Entire Agreement: These Terms including all related agreements and policies incorporated by reference herein, constitute the entire agreement between you and us related to the subject matter hereof.
Independent Rights: Each of our rights of are independent, cumulative and without prejudice to all other rights available to us under law, equity or otherwise, and the exercise or non- exercise of any such rights shall not prejudice or constitute a waiver of any other right by us, whether under these Terms or otherwise. Our rights with respect to any matter conferred under any provision of these Terms shall be in addition to any other rights conferred under any other provision of these Terms, in law or in equity.
Severability: If any provision of these Terms is held to be illegal, invalid, or unenforceable under present or future laws such provision shall be fully severable. Thereafter, these Terms shall be construed and enforced as if such illegal, invalid, or unenforceable provision had never comprised a part of these Terms and the remaining provisions of these Terms shall remain in full force and effect and shall not be affected by the illegal, invalid, or unenforceable provision or by its severance from these Terms. Furthermore, in lieu of each such illegal, invalid, or unenforceable provision, we shall add as a part of these Terms, a provision as similar in terms to such illegal, invalid, or unenforceable provision as may be possible and be legal, valid and enforceable.
Evidence: Subject to the applicable laws of evidence, you hereby agree not to object to admission of these Terms as evidence in legal proceedings.
Proof: Any data in our systems can be used as proof for things that relates to your use of our Site. This data can be used in legal proceedings, in the same way as any written document.
Assignment: These Terms and agreement evidenced by it is personal to you and is not assignable or transferable by you. We may assign, transfer or delegate any of our rights and obligations hereunder to any person without your consent.
No Agency: No agency, partnership, joint venture, or employment relationship is created as a result of these Terms and neither party has any authority of any kind to bind the other in any respect.
Notices: Any notices, requests and other communications required or permitted hereunder to be provided by the user to us shall be in writing, in English language, and shall be given by hand against written acknowledgement or receipt, or sent by registered mail, or by email followed by a confirmation of receipt. All notices will be deemed to have been duly given when received by us. Unless otherwise specified in these Terms, electronic notices should be sent to . We will send our notices to the users by way of an email at the email address provided by the users.
You may contact us at the following address:
India
Effective Date: August, 2025
Copyright 2025: SRAT3 LearningHub. All rights reserved. No part of the Site may be copied, reproduced, modified, or distributed in any form or manner without the prior written permission of SRAT3 Learning Hub.
Refund Policy
The Internet Lifestyle Hub is committed to providing each customer with exceptional service. We want you to feel comfortable about transacting business with us. Due to the nature of our business and the accessibility of our products immediately upon purchase, there is a 7-day refund policy, which begins on the date of purchase. If you are not completely satisfied with the product you have paid for, please fill out this form and send an email to shashi.gonela@srat3learninghub.com
If you have any other questions about this please email us on shashi.gonela@srat3learninghub.com


PRIVACY POLICY
We know you care about how your personal information is used and shared, and we take your privacy seriously. We have therefore created this Privacy Policy in order to clearly communicate our commitment to your privacy. Please read the following to learn more about our Privacy Policy. By using or accessing the Site and the services provided by us in any manner, you acknowledge that you accept the practices and policies outlined in this Privacy Policy, and you hereby consent that we will collect, use, and share your information in the manner specified in this Privacy Policy.
Remember that your use of the Site is at all times subject to the Terms of Use which incorporates this Privacy Policy. Any terms we use in this Policy without defining them have the definitions given to them in the Terms. The general provisions as outlined in the Terms shall be applicable to this Privacy Policy as well.
HOW WE COLLECT PERSONAL AND OTHER INFORMATION
When you visit the Site, you can browse without submitting any personal information about yourself. We will, however, receive and store some non-personally identifiable information about your visit, as described below. In order to participate in certain functionalities, you may be asked to provide personally identifiable information. Personally identifiable information is information that can identify you, including, for example your name or email address. It will always be your choice, or the choice of anyone acting for you, to provide personally identifiable information.
We are extremely transparent about the information we collect from our Users and we allow all our Users to choose what information they wish to provide us. When you access or use the Site and the services, we collect various types of information about you through different means as described below.
Information provided to the Company: When you register with us or create an account on the Site to access or use our services (“Account”), we collect information that you provide voluntarily during your registration or creation and use of your Account. This information may include the following:
Name (first, middle and last names);
Profile Name;
Username;
Email;
Gender;
Mobile Number;
Password.
Information provided or collected from access or use of the Site: When you access or use our Site, we collect information about how you have used our Site and our services. When you access the Site, certain information is stored in our servers automatically. The information captured automatically includes, but is not limited to, the following: data about the pages you access within the Site, user’s choices and behavior, your internet protocol (“IP”) address, device identity or unique identifier, device type, geo-location information (on obtaining consent), device and connection information, mobile network information, statistics on page views, traffic to and from the sites, referral URL, ad data, and standard web log data and other information. We also collect anonymous information through our use of cookies and web beacons. We may collect and store any information you provide us when you use our services, including when you: (i) add information on a web form; (ii) add, edit or update your Account information; (iii) contact us for support or other offerings; (iv) participate in community discussions, chats, etc.; (v) send any messages to us or correspond with us regarding the Site or our services; (vi) respond to a survey conducted by us; (vii) register for a promotion provided by us; (viii) request certain features (e.g., newsletters, updates, etc.); and/or (ix) submit feedback to us. We also collect the content that you create, upload, or post, on the Site.
Cookies and Related Tracking Technologies: The Site uses persistent and session cookies and other similar technologies to offer you a personalized experience and to remember your browsing preferences, including your log in details and choice of language. Cookies are stored primarily to ensure that in the event you return to the Site, it shall personalize your browsing, including, enabling you to be logged on the Site automatically. This information may, where permitted by applicable law, also be combined with other information we hold about you. The cookies are uniquely assigned to you and can only be accessed by your web page server in our domain. You can disable our cookies or all cookies through your browser settings. Upon the beginning of each of your visits to the Site, the Site also provides the choice to turn off all cookies which are not strictly necessary for the provision of our services. Please be advised that disabling cookies through either method may impact many of the Site’s features. In addition to cookies, we and/or our third-party advertising partners may use technologies that help us better manage and analyse content.
Buttons, Tools & Content from Other Companies: The Site may include buttons, tools, or content that link to other companies’ services, such as Facebook, Twitter, Instagram, and LinkedIn. We may collect information about your use of these features. In addition, when you see or interact with these buttons, tools, or content, or view a web page on the Site, some information from your browser may automatically be sent to the other company, in accordance with the terms and conditions of such other company.
Contacting the Company: We may also collect information about you from other sources, such as through your contact with us, including our customer support and/or social media team, and your interactions with other users. Additionally, for quality and training purposes or for our own protection, we may monitor or record telephone conversations with you or anyone acting on your behalf. By communicating with us, you acknowledge that your communication may be overheard, monitored, or recorded without further notice or warning.
HOW WE USE PERSONAL AND OTHER INFORMATION
Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your information:
to verify your identity;
to enable you to access the Site and use our services;
to provide you with necessary details pertaining to your Account and your license to use the Site and our services, including, sending notifications for termination of contract;
to send transactional communications, including responses to your comments, questions and requests;
to contact you, through voice call, text messages, or emails, as authorized by you, under the Terms;
for business management, accounting and auditing purposes;
to do such activities for which you have explicitly given us consent;
to comply with applicable laws, as updated from time to time;
to inform you about our new products and/or services;
to respond to your queries or service requests and for resolution of the same;
to send you technical notices, updates, security alerts, and support and administrative messages;
to advertise, promote, or market our products and services and to undertake all other types of business development activities;
to comply with applicable security standards;
to detect, prevent or remedy any breach of the Terms;
to perform research, business and/or operational analysis;
to protect your (or someone else’s) interest;
to deal with legal disputes, if any;
to provide, maintain or improve our products and services;
to ensure network and information security, including preventing unauthorized access to our computer and electronic communications systems and preventing malicious software distribution;
to conduct data analytics studies to review and better understand customer satisfaction and needs;
to generate internal reports about our user base and service usage patterns, analyze the accuracy, effectiveness and popularity of the Site and our services;
to track user activity and behavior pattern on the Site; and/or
to protect the public interest or for official purposes, if formally requested by any investigative or other governmental authority.
We may also use your information to generate charts, presentations, reports, logs, or other documents about, inter alia, our user base, service usage patterns, analysis of the accuracy, effectiveness, and popularity of the Site and our services for marketing, or other external purposes.
However, in case of such external use, we shall ensure to anonymise the personal information provided by you. You hereby give your express consent to us for using your personal information for this purpose.
HOW WE SHARE PERSONAL AND OTHER INFORMATION
User Content: If you submit content to any interactive portion of the Site, including, but not limited to, your Account profile page or user discussion sections of the Site, your content will be made publicly available to anyone who visits that area of the Site. Other users or the general public may access, or use content that you make publicly available through the Site. Even if you remove or delete your content, copies may remain in cached or archived areas of the Site.
Processing of Services: We share information, including personal information, with our officers, employees, consultants, agents, representatives, sub-contractors, service providers and business partners to enable them to undertake, perform and deliver our services to you.
Third Party Service Providers We share information, including personal information, with our third-party service providers that we use to: (i) to host and maintain the Site, (ii) for application development, back-up, storage, processing, analytics, marketing and front or back-end development and support; and (iii) for audits, web analysis and other services required to enable seamless provision of the Site and our services. These third-party service providers may have access to or process your personal information for the purpose of providing these services for us. We do not permit our third-party service providers to use the personal information that we share with them for their marketing purposes or for any other purpose than in connection with the services they provide to us. We forbid the third-party service providers from using your personal data for their marketing purposes or for any purposes other than for the provision of services to us. Please note that third party service providers have their own privacy policies, and we are not responsible for their actions, including their information protection practices.
Compliance with laws & protection of our rights We may also share your personal information and data with third parties where we believe in good faith that such disclosure is necessary to comply with any applicable law or to comply with legal processes and to respond to requests from public and government authorities, including public and government authorities outside your country of residence, to prevent imminent physical harm or financial loss, to enforce our Terms, including to meet national security or law enforcement requirements. We may disclose personal information to respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. We may also share such information if we believe it is necessary in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms, or as otherwise required by law. We may also share your information in situations involving potential threats to the physical safety of any person, violations of this Privacy Policy or to respond to the claims of violation of the rights of third parties and/or to protect our rights, property and safety of our employees, users, vendors, partners or the public and obtaining your consent is difficult. We, at our sole discretion, shall have the right to disclose your personal information to third parties, in the event we believe it to be necessary or appropriate in connection with an investigation of fraud, intellectual property infringement, piracy, or any other unlawful activity.
Insolvency and business transitions: If we should ever file for bankruptcy or engage in a business transition such as a merger with another entity, or if we purchase, sell, or reorganize all or part of our business or assets, we may disclose your information, including personal information, to prospective or actual purchasers in connection with one of these transactions.
Consent: We may share your information in any other circumstances where we have your express consent.
Affiliates: We may share your information among our affiliates and group entities so that we can better provide better services that are relevant to you as well as generally to provide the services as applicable.
Disclaimer: We cannot ensure that all of your information will never be disclosed in ways not otherwise described in this Privacy Policy. For example, a third party may unlawfully intercept or access transmissions or private communications, or other users of the Site may abuse or misuse your personal information. No transmission of data over the internet can be 100% secure.
HOW WE SHARE PERSONAL AND OTHER INFORMATION
Keeping your information secure is of great concern to us. We exercise care in facilitating the transmission of information between your device or computer and our servers (or the third-party servers that operate and store information for the Site). Your personal and all other information is maintained by us in electronic form on our equipment, and on the equipment of our employees, consultants, sub-contractors, vendors, service providers, agents, and representatives. Such information may also be converted to physical form from time to time. Personally identifiable information collected by the Site is stored in operating environments with restricted access and are not available to the public. We have put in place appropriate security measures to prevent your personal information from being accidentally lost, used, or accessed in an unauthorised manner. In addition, we have limited the access to your personal information to those who have a need to know. While we have mechanisms in place to safeguard your personal information after we receive it, no transmission of data over the internet can be guaranteed to be 100% secure.
It is necessary for the users to keep their personal information and their password confidential. The users must not share their usernames and passwords with anyone to prevent unauthorised use of their personal information. You shall, at all times, be responsible for the protection of and the disclosure of your username and password. We shall, in no way, be liable for disclosure of your username and/or password, or your personal information, in the event of any unauthorised access of your Account. In the event of such unauthorised usage, you shall notify us immediately
RETENTION OF INFORMATION
The term for which we shall be retaining your personal information depends solely on the nature of the information. We shall retain your personal information only for such period of time as is necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
We may, at any time, delete your information, including but not limited to, your personal information, without any prior notice to you. Upon the expiry of your license to access the Site and use our services or deactivation and/or termination of your Account, we shall have the right to, immediately and permanently, delete all stored messages, emails, contents, and all other records of your Account without any notice.
Except to the extent provided herein, we will destroy your personal information upon the fulfilment of its purpose. We may, however, retain your personal information for: (i) accounting purposes for such time period as is prescribed under applicable law; and (ii) for legal purposes till the completion of statutory limitation for bringing any suit, if any. We will also retain your information for the purposes and for such time periods as may be prescribed under applicable laws.
Under certain circumstances, we alter the personal information collected from users to render it anonymous so that, it could no longer be personally identifiable. In the event of such anonymization of data, we shall have the right to retain such data for as long as we require and use such data without intimating you of such use and for any lawful purposes of whatsoever nature, whether mentioned in this Privacy Policy or not.
Retention of your personal information, including your sensitive personal information by a third party, or another user shall be governed by their privacy policies and we are neither responsible nor could be held liable for any breach or non-compliance from such party’s part.
Please note that certain of your public content and information can exist elsewhere even after you removed or deleted it from the Site, including with third parties which may retain content and information.
If you have violated our Terms and Site usage polices as a consequence of which we have termination or suspended your account, we may indefinitely keep certain identifying data that you used to create your Account, including email address and phone number to prevent you from offending again, including by creating new accounts.
ACCESSING, UPDATING, OR DELETING YOUR PERSONAL INFORMATION
If personal information that you have submitted to us changes or if you would like to remove your personal information, please contact us at shashi.gonela@srat3learninghub.com. We will make good faith efforts to resolve requests to remove information or correct inaccurate information except where the request is unreasonable, requires disproportionate technical effort or expense, jeopardizes the privacy of others, or would be impractical.
THIRD PARTY WEBSITES
The Site may contain links to third-party websites. Your use of these features may result in the collection, processing, use, storage or sharing of information about you, including your personal information, by these websites, depending on the feature. Please be aware that we are not responsible for the content or privacy practices of other websites or services that may be linked on our Site. We do not endorse or make any representations about third-party websites or services. The information you choose to provide to or that is collected by these third parties is not covered by our Privacy Policy. We shall, at no time, be liable for any unauthorised use of your personal information by these third-party websites. We strongly encourage you to read such third parties’ privacy policies.
CHILDREN'S AND MINOR'S PRIVACY
Our primary audience are adults and young adults. We do not intend to and will not knowingly collect any personal information from children under the age of 10; children under the age of 10 are prohibited from using the Site without parent/guardian supervision. Minors who may access the Site may not be able to provide valid consent to our collection, use, disclosure, storage, or other handling of their personal information. Parents and guardians of children/minors are personally responsible for monitoring their child's/minor's access to, and use of, our Site and our services and for providing valid approvals for their child's/minor's access to the Site and to the services provided by us. If you are under the age of 18 (eighteen) years, it is mandatory that your parent or guardian has read and accepted this Privacy Policy on your behalf, and it is assumed that you have ensured that the use of the Site and the Services by you is under the guidance and control of your parents or guardian. If you are a child or young adult under the age of 18 (eighteen) years, you must ask your parent or legal guardian to approve your provision of personal information before you submit your personal details to us. If your parent or guardian has not read and agreed to this policy, you will not have permission to use the Site and the Services. If we learn that we have collected information from a child under the age of 13, we will remove that information immediately and delete it from our servers (subject to applicable law and this Privacy Policy).
We strongly encourage parents and guardians to supervise the online activities of their minors to help provide a child-friendly online environment and prevent minors from disclosing their name, address, and other personally identifiable information online without parental permission. Although the Site and our services are not intended for use by minors, we respect the privacy of minors who may inadvertently use the internet.
DISCLAIMER
We shall not be liable for disclosure of your passwords and you shall be solely responsible for protecting your username and passwords, at all times. You shall be solely liable for any unauthorised use of the Site through your Account. In the event of such unauthorised usage, you shall notify us immediately and reset your password accordingly.
While we give utmost importance to protecting user data and information, we cannot ensure that all your personal information (including sensitive information) will never be disclosed in ways not otherwise described in this Privacy Policy. Therefore, although we are committed to protecting your privacy, we do not promise, and you should not expect, that your personal information will always remain private. As a user of the Site, you understand and agree that you assume all responsibility and risk for your use of the Site, the internet generally, and the information or content you post or access and for your conduct on and off the Site.
CHANGES TO PRIVACY POLICY
We reserve the right to update this Privacy Policy at any time, and from time to time, with or without advance notice. In the event there are significant changes in the way we treat user’s personal information, or in the Privacy Policy itself, we will display a notice on the Site or send users an email, so that you may review the changed terms prior to continuing to use the Site. Please check this page periodically for changes. Use of information we collect is subject to the Privacy Policy in effect at the time such information is used. Please review the changes carefully. Your continued access to the Site or use of our services following the posting of changes to this Privacy Policy will mean you consent to and accept those changes. As always, if you object to any of the changes to our terms, and you no longer wish to use our services, you may stop browsing through the Site, deactivate your Account and/or contact us at shashi.gonela@srat3learninghub.com
CONTACT INFORMATION AND PRIVACY QUESTIONS
Should you have questions about this Privacy Policy or our information collection, use and disclosure practices or grievance with respect to our use of your information, you may contact our grievance officer identified below We will use reasonable efforts to respond promptly to any requests, questions, or concerns, which you may have regarding our use of your personal information.
Name: SRAT3 Learning Hub
Registered Address: India
Email: shashi.gonela@srat3learninghub.com

PRIVACY POLICY